Health Insurance Cigna

CIGNA – Helping People in Health Insurance

Cigna Insurance

A lot of companies that are proffering insurance to their employees are doing so by means of companies such as CIGNA and also UNICARE. These are two main insurance companies that proffer group health insurance for less money than you would require disbursing when you find group health insurance at a main company. CIGNA health insurance considers in helping people gain the most out of their health from their insurance plans. People will know that CIGNA’s health care plans provide them access to professional doctors and quality hospitals of their choosing, in addition to affordable prescription drugs. Other coverage includes: Dental, Behavioral Care, Vision, Life, Accident, Disability, and International

The health insurance company is headquartered in Philadelphia, Penn., with offices around the country and around the globe. The company proffers corporate-owned life insurance as well. CIGNA Health Insurance Company of Arizona is a solid choice for those looking for affordable AZ health insurance coverage. The company started offering health insurance when they acquired the HMO network of Los Angeles in 1978. In 1982 the company became known as CIGNA when INA and Connecticut General Insurance Corporation combined.

Nowadays CIGNA has continued to grow in every state they offer coverage in, and the state of Arizona is not an exception. CIGNA covers about 500,000 members in the state of Arizona alone through their Arizona Health Maintenance Organization (HMO) network, their Preferred Provider Organization (PPO) network and their AZ Health Savings Accounts plans, not to mention that numbers continue to grow. Apart from the network of plans listed above they offer Medicare Advantage plans, Medicaid and Point of Service (POS) plans. Within Arizona, CIGNA offers only one plan that is good for the general person that is looking for a well-developed, low-cost and comprehensive coverage Arizona health insurance plan. The service areas within Arizona are divided into two.

The Phoenix service area incorporates the counties of Maricopa and the city of Apache Junction. For primary care physician (PCP) services a member must pay $25 with no limit on visits through the calendar year. The coverage for Inpatient Care holds a $1,000 year deductible for individual and a $3,000 year deductible pre family. Vision coverage is also worth mentioning, you will pay $30 for one exam per calendar year at a CIGNA vision center. The plan also offers short term rehabilitation, mental health services, substance abuse services and detox services.